イ Katakana "I" or The "Ninben" radical - person
朋 BOU, HOU, tomo, minata - friend
山 SAN, yama - mountain
欠 KETSU, ka(ku), ka(keru) - lack
谷 KOKU, tani, ya - valley
分 BUN, wa(keru) , wa(karu) - divide, part, minute
責 SEKI, se(meru) - condemn, censure, torture
谷 KOKU, tani, ya - valley
シ Katakana "Shi" or The "Sanzui" radical - water
皿 sara - plate, dish, saucer
Pair them like this: イ+責 山+朋 分+皿 谷+欠 シ+谷
債 SAI - debt, loan
崩 HOU, kuzu(reru), kuzu(su) - fall to pieces, collapse, demolish
盆 BON - festival of the dead, tray
欲 YOKU, hos(suru), ho(shii) - coveting, desire, want
浴 YOKU, a(biru), a(biseru) - bathe, pour over, shower